TAX TOOLS & CALCULATORS
All tools provided by CalcXML and the IRS
Tax Tools and Information Feed.
Choose your State to check on your Refund
Choose your State to find a Form or Publication
Important Tax Dates for 2022
IRS official tax dates you need to stay on top of your taxes.
2022 E-filing Dates
- TBD – IRS begins accepting and processing e-filed returns and extensions
- April 18 – Tax Day – Last day to e-file returns and extensions
- October 15 – Last day to e-file returns with a 6-month extension
2022 Estimated Tax Payment Dates
- January 18 – Make last 2021 estimated tax payment
- April 18 – First 2022 estimated tax payment due
- June 15 – Second 2022 estimated tax payment due
- September 15 – Third 2022 estimated tax payment due
Tax Document Dates
- January 31, 2022 – Deadline for employers to file Form W-2s with the IRS, unless filed electronically (e-file deadline March 31)
- January 31, 2022 – Deadline for reporting payments to contract workers on Form 1099-MISC
State Refund Delivery Timetables
|Alabama||Refunds are processed starting March 1 every year.|
|Alaska||No state income tax.|
|Arizona||Begins processing e-filed tax returns in mid-February.|
|Arkansas||Anti-theft measures may result in tax refunds not being issued as quickly as in past years.|
|California||E-Filed returns will take up to 3 weeks. Some tax returns need extra review for accuracy, so extra processing time may be necessary.|
|Colorado||Fraud detection and verification could delay individual income tax refunds up to 60 days beyond the time frames of prior years.|
|Connecticut||No specific timeline provided for delivery of tax refunds.|
|Delaware||Expect 4–6 weeks from filing for your refund to be delivered.|
|Florida||No state income tax.|
|Georgia||Most error-free e-Filed returns are processed within 5 business days of receiving the return. Most refunds are issued within 21 days from the filed date.|
|Hawaii||It will likely take 9–10 weeks after you e-file your tax return.|
|Idaho||e-Filers can expect refunds about 7 to 8 weeks after receiving an acknowledgment that the state has the return.|
|Illinois||No specific timeline provided for delivery of tax refunds.|
|Indiana||Allow 2–3 weeks of processing time for your tax refund.|
|Iowa||The anticipated time frame for refund processing is 30–45 days.|
|Kansas||No specific timeline provided for delivery of tax refunds.|
|Kentucky||Allow 2–3 weeks of processing time for a directly deposited tax refund. Processing of all refunds may be delayed.|
|Louisiana||The expected refund processing time for returns filed electronically is up to 45 days.|
|Maine||No specific timeline provided for delivery of tax refunds.|
|Maryland||No specific timeline provided for delivery of tax refunds.|
|Massachusetts||E-filed returns take up to 6 weeks to process.|
|Michigan||No specific timeline provided for delivery of tax refunds.|
|Minnesota||Every return received is different, so processing time will vary.|
|Mississippi||E-filers should allow 10 business days before calling about a refund. Returns filed early are usually processed more quickly than ones filed closer to the due date.|
|Missouri||No specific timeline provided for delivery of tax refunds.|
|Montana||May take up to 90 days to issue your refund.|
|Nebraska||Please allow a minimum of 30 days to receive your refund if you e-file an error-free return.|
|Nevada||No state income tax.|
|New Jersey||Use the Online Refund Status Service if you e-filed your return at least four weeks ago.|
|New Mexico||E-filed returns claiming a refund are generally processed within 6 to 8 weeks.|
|New York||No specific timeline provided for delivery of tax refunds.|
|North Carolina||Some refunds may take longer than normal, which is 6 weeks for electronically filed returns.|
|North Dakota||Refunds may take longer than in the past. No specific timeline provided for delivery of tax refunds.|
|Ohio||No specific timeline provided for delivery of tax refunds.|
|Oklahoma||If your return was filed electronically, please allow 6 weeks to receive your refund.|
|Oregon||Four weeks after the return is filed, the Oregon automated telephone answering system can provide information about the current year income tax refund.|
|Pennsylvania||No specific timeline provided for delivery of tax refunds.|
|Rhode Island||No specific timeline provided for delivery of tax refunds.|
|South Carolina||Most refunds are issued 6-8 weeks after you file your return.|
|South Dakota||No state income tax.|
|Texas||No state income tax.|
|Utah||Wait 30 days if filed electronically.|
|Vermont||E-Filed returns have an expected timeframe of 6–8 weeks.|
|Virginia||E-Filed returns should get refunds in up to 4 weeks.|
|Washington||No state income tax.|
|West Virginia||Expect significant delay of your tax refund. Call concerning your refund if it has been more than 10 weeks since your refund was filed.|
|Wisconsin||If filed electronically, most refunds are issued in less than 12 weeks.|
|Wyoming||No state income tax.|
|Friday, December 31, 2021*||New Year's Day|
|Monday, January 17||Birthday of Martin Luther King, Jr.|
|Monday, February 21**||Washington’s Birthday|
|Monday, May 30||Memorial Day|
|Monday, June 20*||Juneteenth National Independence Day|
|Monday, July 4||Independence Day|
|Monday, September 5||Labor Day|
|Monday, October 10||Columbus Day|
|Friday, November 11||Veterans Day|
|Thursday, November 24||Thanksgiving Day|
|Monday, December 26*||Christmas Day|
Tax Calculators - Provided by CalcXML
- What is my potential estate tax liability?
- Federal income tax calculator
- Should I adjust my payroll withholdings?
- Will my investment interest be deductible?
- How much self-employment tax will I pay?
- Capital gains (losses) tax estimator
- Compare taxable, tax-deferred, and tax-free investment growth
- How much of my social security benefit may be taxed?
- What are the tax implications of paying interest?
- Should I itemize or take the standard deduction?
- What is my tax-equivalent yield?
- Tax refund estimator
- Tax freedom day
- Lease or buy an automobile?
- Loan vs. 0% dealer financing?
- What would my auto payments be?
- Upgrade to a more fuel efficient vehicle?
- Auto loan: accelerated payoff
- How much vehicle can I afford?
- How much should I be saving for college?
- Can I pay back my student loans?
- Advantages of the Coverdell ESA
- Advantages of a 529 college savings plan
- The value of a college education?
- Payments on a parental (PLUS) loan?
- Live on campus, off campus or at home?
Home & Mortgage
- How much home can I afford?
- Should I refinance my home mortgage (break even)?
- Mortgage calculator
- Comparing mortgage terms (i.e. 15, 20, 30 year)
- Should I pay discount points for A lower interest rate?
- Should I rent or buy a home?
- Should I convert to a bi-weekly payment schedule?
- Compare a ‘no-cost’ versus traditional mortgage
- What are the tax savings generated by my mortgage?
- Which is better: fixed or adjustable-rate mortgage?
- Adjustable rate mortgage calculator
- How do closing costs impact the interest rate?
- Compare an interest-only versus traditional mortgage
Paycheck & Benefits
- How much is my company bonus after taxes?
- How will payroll adjustments affect my take-home pay?
- Convert my salary to an equivalent hourly wage
- Convert my hourly wage to an equivalent salary
- Future value of my employee stock options?
- Exercise my “in-the-money” stock options?
- What may my 401(k) be worth?
- Impact of increasing my 401(k) contribution?
- What may my 457 Plan be worth?
- Impact of increasing my 457 Plan contribution?
- Will retirement impact my living expenses?
- How much will I need for retirement?
- Are my current retirement savings sufficient?
- Social Security retirement income estimator
- How does inflation impact my retirement income needs?
- I’m retired, how long will my savings last?
- When should I begin saving for retirement?
- Convert discretionary expenses to savings?
- How much retirement income may my 401(k) provide?
- Compare a Roth 401(k) to a Traditional 401(K)
- Does inflation impact my standard of living?
- How much am I spending?
- How much do I need for emergencies?
- Pay down debt or invest more?
- How long will my money last?
- Should my spouse work?
- What is my current net worth?
- What is my projected net worth?
- What is my current cash flow?
- What is my projected cash flow?
- Value of reducing or foregoing expenses
- Historical inflation – compare purchasing power
- How long will it take to pay off my credit card?
- How long until my loan is paid off?
- What are my loan payments?
- What is the balance owing on my loan?
- Consolidate my personal debt?
- Re-structuring debts for accelerated payoff
- Cash up front or payments over time?
- Impact of making extra debt payments?
- Pay off debts or invest the money?
- Estimate my credit score
- How much life insurance do I need?
- What is my life expectancy?
- What are my needs for burial and final expenses?
- How much disability income insurance do I need?
- What are the chances of becoming disabled?
- What are my long-term care insurance needs?
- How much will I earn in my lifetime?
- What are the tax advantages of an annuity?
- How long will my current life insurance proceeds last?
- What is the future value of an annuity?
- Which is better, comprehensive plan or high-deductible plan with HSA?
- Compare a taxable investment to a tax-deferred investment
- Evaluate my company pension payout options
- How much can I contribute to an IRA?
- Retirement income from my IRA provider?
- Convert to a Roth IRA?
- Qualified plan is worth what retirement?
- Current year required minimum distribution?
- Projected required minimum distributions?
- Lump sum distribution options?
- Maximize my employer 401(k) match?
- Impact of borrowing from my 401(k) plan?
- Impact of early withdrawal from my 401(k)?
- I’m self-employed, how much can I contribute to a retirement plan?
- Net Unrealized Appreciation (NUA) vs. IRA Rollover?
- Becoming a millionaire
- Income generated by a savings plan
- How long will it take to double my money?
- How long until my savings reach my goal?
- Save now vs. save later
- How much should I save to reach my goal?
- What will my current savings grow to?
- Calculate rate of return
- How do taxes and inflation impact my return?
- What is my effective annual yield?